Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

You hear a lot about the credit scores of individual consumers and how that affects their borrowing power. But what you might not realize is that governments have credit ratings, too. Similar to those ...

Leasing a new car has always been seen as a privilege reserved for car shoppers with perfect credit, but that's not always the case. Although high credit scores can unlock better deals, having ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

Finding an affordable loan when your credit score is less than ideal can feel impossible. If you’ve been rejected by banks or traditional lenders, it’s easy to feel cornered. That’s where companies ...

Dave Ramsey says having good credit doesn’t matter. He says your credit score just shows how much you love debt. Ramsey is wrong and not having good credit can hurt you in many ways. It’s hard to ...

Often touted as a next-gen alternative to Ethereum or Bitcoin, the Solana blockchain is now making headlines for a very different reason: onchain credit ratings. In June 2025, Moody’s teamed up with a ...

CheapInsurance.com reports that your credit score influences auto insurance rates, with significant cost variations based on credit profiles and state regulations.

It likely won’t surprise you to learn that 95% of companies perform background checks on potential employees. What may come as a shock, though, is that 16% also conduct credit checks on all job ...

As an avid car enthusiast, Joe enjoys time on the track, going to car meets, or simply taking a long drive in the Colorado mountains. Joe has always had a love for writing and cars, so he decided to ...