As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea ...

Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards redemption ...

Aaron Broverman is the Managing Editor of Forbes Advisor Canada. He has almost 20 years of experience writing in the personal finance space for outlets such as Bankrate, Bankrate Canada, ...

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor ...

If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby boomers not ...

Comparison sites often emphasize the big banks’ offerings even though smaller banks and credit unions typically charge significantly less. By Ann Carrns Credit card debt is rising, and shopping for a ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...