Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

The wild, Wild West days of mortgage interest rates crashing below 3% are long gone -- and will likely remain long gone for a long time. But the good news is that with the Fed set to cut the federal ...

Credit scores usually range from 300-850. The goal is to get to 670 to be in the good range for your credit score. Once you get to 740, your credit is very good. The ultimate credit score is 800 and ...

When you apply for new credit, such as a loan or credit card, your application for financing will almost always include a review of your credit score. Other applications, including new apartment ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Credit scores gauge how well you manage debt, crucial for rentals, phones, and other services. Scores factor in payment history (35%), debt amount (30%), history length (15%), and more. Ideal FICO ...