The terms “purchase APR” and “interest rate” mean the same thing when it comes to credit cards. Purchase APR refers to the percentage of the loan amount you’ll owe on an annual basis in exchange for ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

A purchase agreement is a legally binding contract that spells out the details of a real estate transaction. Homebuyers and sellers typically sign a purchase agreement shortly after negotiating the ...

A purchase-money mortgage is any real estate loan that doesn’t include a financial institution as part of the agreement. In commercial property transactions, the lender might be the original property ...

Purchase and sales agreements are contracts used primarily for complex sales transactions like those involving real estate and business assets. These agreements differ from bills of sale in that ...

For around $200, you can have a National Institute for Automotive Service Excellence (ASE)-certified technician thoroughly inspect a car you’re considering buying. They’ll look for problems and ...

Point-of-purchase merchandising uses strategically placed products -- usually near the front of the store or by the cash register -- to spur consumer impulse buying. When used properly this type of ...

Credit card purchase protection can take the financial sting out of having a recently purchased item stolen or broken. Filing a claim is fairly straightforward, but you must do so quickly. While ...

Every credit card has certain terms and features you should be aware of — and purchase APR is one of the most important. The APR, which stands for annual percentage rate, is the amount of interest you ...

In a purchase-money mortgage transaction, the home seller acts as a lender and sets the down payment and interest rate. A purchase-money mortgage or seller financing, is issued by the home seller ...

A purchase APR determines how much interest you'll pay on purchases you make with your credit card if you carry a balance. Credit card companies determine many APRs based on the prime rate – plus a ...