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  1. Credit history: What it is and why it matters - Capital One

    May 23, 2024 · What is credit history? Credit history is a record of how you’ve handled money and debt, including credit card accounts and other loans. Your credit history typically starts with an …

  2. What is credit history? - Bankrate

    Jun 24, 2025 · Think of your credit history as a financial record of your credit activity. Among other financial information, it typically includes the following: whether you pay your bills on time, how …

  3. Understanding Credit History: Its Impact on Your Credit ... - Investopedia

    Nov 22, 2025 · Credit history is a record of your ability to repay debts and demonstrated responsibility in repaying them. Your credit report includes information about the number and …

  4. What Is Credit History? What It Is and Why It Matters - Credit Karma

    Sep 26, 2025 · Your credit history is a record of your borrowing and repayment activity. For instance, it may include information about how many credit cards or loans you have and …

  5. Your Credit History Explained - consumer.gov

    Your credit history tells businesses how you handle money and pay your bills. It’s important to know your credit history since it can affect whether you get a job, can rent an apartment, or get …

  6. What is Credit History? Definition and Importance - Debt.com

    Feb 10, 2025 · Credit history is the detailed record of an individual’s debt management skills, covering aspects such as credit account types, account durations, payment punctuality, total …

  7. Credit history - Wikipedia

    In the U.S., a consumer's credit history is compiled into a credit report by credit bureaus or consumer reporting agencies. The data reported to these agencies are primarily provided to …

  8. What is Credit History? | Discover

    Jun 3, 2025 · What Is a Credit History? Your credit history is a summary of your experience managing credit accounts and debts. Credit history is important because it’s used by credit …

  9. Credit History - Definition, Examples, Good, Bad, & No History

    Credit history refers to the record of a customer’s debt and repayment history. It helps banks, creditors, and other financial institutions to assess the customer’s level of ability and …

  10. CREDIT HISTORY Definition & Meaning - Merriam-Webster

    Dec 4, 2025 · The meaning of CREDIT HISTORY is a record of having borrowed and repaid money in the past. How to use credit history in a sentence.